There are two proven paths to building wealth: You can increase the amount of money you make, or you can increase the amount of money you keep. The Infinite Banking Concept, also known as The Private Reserve Strategy, utilizes both. It is a strategy that helps both individuals and businesses minimize the losses normally associated with major capital purchases. In other words, it is a more efficient alternative to debt and paying cash, which significantly increases your future wealth.

Consider all the money one spends on major capital purchases – cars, boats, appliances, education, healthcare, etc. Now consider the ability to recapture the money lost to these purchases. Couple this with a vehicle that utilizes tax advantages and guaranteed growth; this is the Infinite Banking Concept. Sign up for our video series on the left to learn more.

Infinite Banking is a system that has been utilized by Banks, corporations, and wealthy individuals for over 200 years. Today, thousands of individuals and families are utilizing these same principles. They are beginning to realize that in order to create wealth, uncomfortable amounts of risk are not necessary, and that safer, more predictable means are more beneficial in creating wealth.

Infinite banking allows individuals and families to grow rich and eliminate risk in their financial lives. By understanding the infinite banking concept, individuals can create a safe, predictable financial plan wherein real wealth will be created, both for themselves and for future generations. Read more…

The Infinite Banking Concept is based on sound principles of money and banking. As you more fully understand the concept of creating your own banking system, you understand that money needs a place to reside where it can be liquid, safe, and sheltered from taxes. There are many places that your personal banking system could be created, but the simple truth is whole life insurance provides the best growth for your money, and the most efficient transfer of that money to future generations. Comparing side by side, total cash in versus total future cash, whole life insurance is proven to grow much more efficiently and safely than other forms of savings accounts or investment accounts. Read more…

It was April of 1986 and I just found out that I passed my series 7 securities exam with a score of over 90%. Anything over 70% was a passing grade and after the 6 hour test all I wanted to do was to pass.

I had dreamed of this day. I was now a financial advisor. Years ago, as a teenager, I thought about becoming a stockbroker. I pictured myself sitting behind a computer and trading stocks for clients and of course making them all kinds of money. And now, I could. Read more…

As a business owner, you deal with a lot of different issues that make your financial situation unique. A lot of what you save for retirement is money placed right back into your business. However, most retirement vehicles lock up your savings dollars, making that money inaccessible for future opportunities.

The Infinite Banking Concept creates the ideal situation for your money. It creates both a source of capital, allowing you to bypass outside lending sources, as well as providing the ideal environment for your money to grow competitively, with tax advantages and no risk. Read more…

Real estate investors have added incentive to utilize the banking concept. Whether utilizing this Private Reserve Strategy for downpayments or for entire real estate purchases, the banking system enhances the real estate investors overall returns. Read more…

No matter what type of business you are in, there is always a need for capital. The same holds true for Doctors, Dentists, Orthodontists, Chiropractors, and every other Medical Professional. The Private Reserve Strategy, or The Infinite Banking Concept, is used by Medical Professionals for many different reasons including: education, buying a practice, inventory, equipment, payroll, remodeling, buying an office building, purchasing vehicles, etc. Over a lifetime, these practitioners will spend millions of dollars on these major capital purchases. The Infinite Banking Concept will show you how you can create your own private reserve, and put bring this money back to you. Read more…

401k’s, and IRA’s, have become the traditional investment for most Americans. However, after comparing Infinite Banking to these government sponsored plans, it becomes clear why banking is such a strong substitute…Read more…